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  • Event for small businesses to gain government contracts

    Event for small businesses to gain government contracts

    APEX Accelerators across the country will celebrate National APEX Day on Oct. 8 to recognize their success in helping small businesses secure government contracts. Arkansas APEX Accelerator will host a…


    Source: Read the original article

  • Corridors of Opportunity program helps Charlotte small

    Corridors of Opportunity program helps Charlotte small

    Charlotte’s Corridors of Opportunity program held a business opportunity open house to assist small-business owners in learning more about growing their businesses.


    Source: Read the original article

  • Grand Forks’ All Embracing Home Care Founder Wins North

    Grand Forks’ All Embracing Home Care Founder Wins North

    Dee Holmes, founder of All Embracing Home Care in Grand Forks, North Dakota, was recently recognized as the state’s small business person of the year, an honor that underscores the growing financial significance of in-home care services within the state’s economy. Holmes launched her company after identifying the critical need for personalized, nonmedical care services for seniors and individuals with special needs, including Medicaid recipients and veterans. Her business model focuses on providing flexible, customized care such as companionship, mobility assistance, meal preparation, and hygiene support, services critical for enabling clients to live independently and comfortably in their own homes.

    Financially, the success of All Embracing Home Care reflects broader demographic trends, including an aging population and increased demand for at-home healthcare alternatives to costly institutional care. By expanding individualized support, Holmes’ company reduces hospital readmissions and nursing home placements, creating cost savings for public health programs like Medicaid and Veterans Affairs. Additionally, the business taps into state and federal reimbursement options, which bolsters its revenue stream and sustainability.

    Holmes’ journey also illustrates key financial planning and resource management strategies vital for emerging small businesses. Through partnerships with local development groups and Small Business Administration programs, Holmes secured essential funding and expert guidance, including building a professional advisory team and developing Medicare reimbursement plans. This foundation allowed All Embracing Home Care to scale responsibly and maintain stable cash flow while entering competitive home healthcare markets in North Dakota and expanding services to Arizona.

    For investors and entrepreneurs, this recognition signals the lucrative potential held by healthcare-related small businesses targeting underserved communities. It reflects an economy increasingly driven by service-oriented care that supports aging in place, which can offer stable, recurring income through diversified funding sources. Dee Holmes’ story combines social impact with sound financial strategy, positioning All Embracing Home Care not only as a community asset but also as a resilient business model in the evolving healthcare landscape.


    Source: Read the original article

  • Video Editing Keyboard Shortcuts

    Video Editing Keyboard Shortcuts

    Video Editing Keyboard Shortcuts: 5 Time-Saving Tips That Changed My Workflow

    I used to edit like a caveman with a mouse. Click, drag, click, drag, curse, repeat. Hours disappeared into the timeline because my hands never left the trackpad. Then I got serious about keyboard shortcuts. Not the cute ones. The universal moves that work across Premiere Pro, Final Cut Pro, DaVinci Resolve, even Avid. If you’re hunting for video editing tips that actually move the needle, start here. Overnight, my edits got faster, cleaner, and I stopped hating my footage. You want efficiency? This is it.

    The Real Reason You’re Slow

    Editing isn’t hard. Context-switching is. Every time you lift your hand to the mouse, your brain shifts gears. That costs you seconds—multiplied by thousands of cuts. Shortcuts eliminate that mental tax. Your right hand becomes the conductor. Your left? The rhythm section. You stop “looking” for tools and start making decisions. That’s the difference between an editor and a timeline babysitter. Most “video editing tips” talk theory; this is muscle memory and momentum.

    Shortcut #1: J-K-L Playback — Control Time Like a Pro

    What it does
    J plays backward, K stops, L plays forward. Tap J or L twice for 2x, three times for 4x. Hold K and tap J/L to shuttle in slow motion. It’s transport control without touching the mouse, and it’s consistent across most NLEs.

    When to use it
    Anytime you’re reviewing a take, hunting for a breath before a sentence, or scanning B-roll for the best two seconds. I use fast-forward pass (L, L) to scan, then slow jog (hold K + tap L) to land on the frame.

    Time saved
    Over a one-hour rough cut, J-K-L alone easily saves 5–10 minutes you’d normally burn scrubbing and replaying with a mouse. More important: you’ll make faster decisions because you’re literally driving the timeline with your fingertips.

    Pro note
    Stack this with Up/Down arrows to jump to edit points. Audition cuts in seconds instead of minutes.

    Shortcut #2: Mark In/Out (I and O) — Precision Without the Guesswork

    What it does
    I marks the in-point, O marks the out-point. That defines the exact range you want to use. Works in the Source monitor, the timeline, everywhere.

    When to use it
    Pulling selects, trimming a rambling interview answer down to the quote, isolating a room tone patch—this is your scalpel. Mark the moment you want, then perform your edit (overwrite/insert/replace depending on your NLE).

    Time saved
    If you’re still dragging edges with the mouse to “guess” a trim, you’re wasting 1–2 seconds every cut. Do that 400 times in a doc project and you’ve lost 10–15 minutes for no reason. I/O is clean, repeatable, and you can do it blindfolded.

    Pro note
    Pair I/O with “Play Around” (many NLEs let you preview a few seconds before and after the playhead) to confirm rhythm before committing.

    Shortcut #3: Add Edit / Blade at Playhead — Cut Now, Think Later

    What it does
    Instantly splits the clip at the playhead. In many apps it’s mapped to a key like Cmd/Ctrl+K (Add Edit) or the Blade tool toggle. The label varies; the function doesn’t.

    When to use it
    You hear a stumble? Add Edit. The music downbeat hits? Add Edit. You want to try an alt take without destroying anything? Add Edit on both sides and experiment inside the slice.

    Time saved
    Reaching for the blade tool, clicking the exact pixel, and switching back is death by a thousand cuts. One keystroke instead of three actions—call that a second saved, minimum, per cut. On a 300-cut timeline, that’s five minutes back.

    Pro note
    Map a dedicated key for “Add Edit to All Tracks” when you need to keep multicam or sound design aligned. Future you will send a thank-you note.

    Shortcut #4: Ripple Delete — Erase and Close the Gap in One Move

    What it does
    Deletes a selection or gap and automatically closes the space so everything snaps together. The actual key varies (often Shift+Delete or a context action), but every serious NLE supports it. Search “Ripple Delete” or “Lift vs Extract” in your keyboard settings.

    When to use it
    You trimmed a sentence out of an interview and don’t want dead air. You removed a bad cutaway and need the timeline to collapse. Ripple keeps flow intact—no manual dragging, no micro-adjustments.

    Time saved
    If you’re still deleting and then dragging the neighboring clip over, you’re spending 2–3 extra seconds per operation. Multiply that by hundreds of fixes and you’ve found 10–20 minutes. Also, fewer chances to nudge something out of sync.

    Pro note
    Learn the difference between “Lift” (delete but leave a gap) and “Extract” (ripple). Two sides of the same coin. Map them both.

    Shortcut #5: Navigate Edit Points — Up/Down (and Left/Right) Done Right

    What it does
    Up/Down jumps to previous/next edit. Left/Right nudges a frame at a time (hold Shift for bigger steps in many apps). It’s the quickest way to land exactly where the cut lives.

    When to use it
    Auditing your cut points for pops, checking J/L cuts on dialogue, or tightening music hits. Up/Down drops you on the line; Left/Right lets you micro-tune timing without dragging.

    Time saved
    Finding cuts with the mouse is like searching for a light switch in the dark. Up/Down is instant. On a five-minute piece, you’ll touch dozens of edits. This turns a five-minute “quality pass” into three.

    Pro note
    Combine this with J-K-L to preview transitions, then Add Edit or Ripple as needed—all without leaving the keyboard.

    Real-World Flow: What This Looks Like in Practice

    I’m reviewing an interview. L, L to scan. Hear the answer start? K to stop, Left/Right to frame-accurate back up. I to mark in at the inhale, L to ride forward, O to mark out after the button. One key to insert. Up arrow to jump to the start of the new cut, K+L to slow-jog for lip smacks, Add Edit to isolate the noise, Ripple Delete to close it. That sequence—before shortcuts—took me 20–30 seconds of hunting and dragging. Now? 6–8 seconds, consistent. Multiply that across an hour of footage and you’re breathing again. These aren’t trendy “video editing tips”—they’re habits that compound.

    Bonus: Customize Shortcuts to Fit Your Hands, Not the Software

    You don’t play someone else’s guitar with their strap height. Same deal here. Customize.

    Premiere Pro: Edit → Keyboard Shortcuts
    Final Cut Pro: Final Cut Pro → Commands → Customize
    DaVinci Resolve: DaVinci Resolve → Keyboard Customization
    Avid: Settings → Keyboard

    My rules
    Map frequent actions to your home row or nearby: Add Edit, Ripple Delete, Trim Start/End to Playhead, Toggle Snapping. Avoid awkward claw shapes. Keep one-handed combos for transport and trims; reserve two-handed combos for rarities. Group related functions together (all trims on adjacent keys, all navigation on arrows + modifiers).

    Create a “rough cut” profile and a “finishing” profile. Rough cut emphasizes speed: Add Edit, Extract, Navigate Cuts, Toggle Audio Scrub. Finishing emphasizes precision: Nudge keyframes, Toggle Snap, Edit Keyframe at Playhead. Export your profiles and sync them. Nothing will wreck your day like an update that wipes your muscle memory.

    The One-Week Challenge

    Give me seven days. Map the five shortcuts above. Tape a sticky note to your monitor if you have to. For one week, force yourself to stay on the keyboard: J-K-L for transport, I/O for ranges, Add Edit for cuts, Ripple Delete to close, Up/Down to navigate. Track a single metric: total time from raw footage to first rough cut. Most editors cut that by 20–30% in a week. Not because they got “better.” Because they stopped wasting motion. Try these video editing tips for one week and measure the difference.

    You don’t need a faster computer. You need fewer detours. Cut the friction and your storytelling shows up cleaner, sharper, and on deadline. That’s the job. Now take these shortcuts for a spin, and if your timeline doesn’t move faster by Friday, I’ll buy you a wireless mouse so you can keep dragging your feet—literally.

  • YouTube Short to Docuseries: Smart Video Editing Tips That

    YouTube Short to Docuseries: Smart Video Editing Tips That

    How a 60-Second YouTube Short About Chingy Taught Me Everything About Monetizing Longform Content

    Almost a year ago, I uploaded a quick one-minute YouTube short about Chingy and the scandal that knocked his career off the rails. No promotion. Just me talking. That one-minute clip quietly pulled in over 500,000 views — and netted me around $200. Chump change, right? But the real value wasn’t the money. It was the proof of concept.

    Even now, that little clip gets 1,000+ views a month. So I asked myself — how do I turn this random spark into a full-on fire?

    Here’s what I did.


    From Throwaway Short to Business Series

    I realized the topic wasn’t just entertainment — it was music business. And very few people talk about that intersection with any real experience. I do. So I created a new docuseries for my channel, starting with Sylvia Robinson, the queenpin behind Sugar Hill Records.

    This wasn’t just content. It was positioning. A new lane:
    The Business Behind Black Music.


    Tools I Used (and How I Used Them)

    I used Canva for visuals and some light animation. Ran the images through their AI filters to make them pop — gave it some movement, some energy.

    Then came the voiceover.
    I wrote the script using AI (because I’m not wasting hours anymore), but the voice?
    That’s all me. I’m a professional broadcaster, so I recorded it clean from my desktop and synced it with the visuals.

    The final edit?
    Maybe 90 minutes total. And that’s including the tweaks.


    How I Learned to Keep People Watching (and Why You Should Care)

    Here’s where it got interesting.

    YouTube let me add three ad breaks to the longer Sylvia Robinson doc. Never done that before. But after watching retention stats, I noticed a drop-off at 2:02. Dead spot.

    What happened? I didn’t tease what was coming next. I didn’t hold the tension like TV does — you know how they cut to commercial right when things heat up? Same thing. So I re-edited the video and re-placed the commercial to hold people longer.

    It worked.


    The Strategy Moving Forward: Shorts as Teasers, Longform as Bank

    Let’s be real. Shorts don’t pay. They barely cover a cup of gas station coffee.
    But what they do is drive traffic to the longform video — the one with the ads, the real story, and the potential for voiceover work, speaking gigs, and recurring revenue.

    I clipped 20 short teaser clips from the Sylvia Robinson doc to drip out over time. Each one ends with a call to watch the full story.

    This is how you turn one minute into a movement.


    Want the blueprint? I’m building it in public. Stick around.

  • Biz Tipper Bank: Rappers Who Bought the Block

    Biz Tipper Bank: Rappers Who Bought the Block

    Despite their status as business powerhouses, hip-hop’s moguls are often seen through the lens of their controversies, eccentricities, and headline-grabbing antics—rarely are their strategic wins, entrepreneurial acumen, or financial decisions in the spotlight. The mainstream focus tends to fixate on beefs, contract disputes, and personal drama, pushing their true business achievements behind the curtain of public perception.

    Many rap icons have forged paths that rival the sharpest minds in Silicon Valley and Wall Street, but their deals and boardroom moves are too often overshadowed by viral shenanigans and social media rumors. Snoop Dogg’s lighthearted antics and Kanye West’s headline-grabbing tweets, for example, rarely hint at the multi-million-dollar ventures they quietly pilot. Instead of dissecting how Jay-Z turned streaming and cognac into generational wealth or how Nas built a thriving venture capital portfolio, discussion gets lost in the noise of feuds and gossip.

    But as hip-hop enters its fifth decade, these moguls’ true legacies—of strategy, innovation, and transformative ownership—deserve recognition beyond the spectacle.

    Jay-Z: The Blueprint Billionaire

    Raised in Brooklyn, Jay-Z, now 55, became hip-hop’s ultimate mogul—his estimated net worth is $2.5 billion. From launching Roc-A-Fella Records to negotiating for ownership at every step, his empire is vast and ever-growing.

    Key Ventures & Potential Worth

    • Roc Nation (Entertainment/Sports): Estimated value around $200 million+ after Live Nation & NFL deals.
    • Rocawear (Fashion): Sold for $204 million.
    • Armand de Brignac “Ace of Spades” (Champagne): Valued at $300 million+.
    • D’Ussé (Cognac): $3 billion brand valuation; Jay-Z’s stake netted $700 million+ in recent deal.
    • Uber: Small initial investment now worth $70 million.
    • TIDAL (Streaming): Sold majority for $300 million.
    • Portfolio includes prime NYC and Bel-Air real estate worth tens of millions.

    Dr. Dre: Beats, Business, and West Coast Legacy

    Dr. Dre, age 60, propelled rap forward, founded Aftermath Entertainment, and pivoted to tech with Beats Electronics. His net worth is $500 million.

    Key Ventures & Potential Worth

    • Beats Electronics: Sold to Apple for $3 billion (netted Dre roughly $800 million after taxes).
    • Aftermath Entertainment: Valued in tens of millions thanks to iconic artist signings.
    • Music catalog sale: Recently earned Dre $200 million.
    • Real estate holdings: Portfolio valued at $80 million.
    • Other deals include alcohol brands and new high-end product launches.

    Kanye West: Fashion Visionary and Cultural Disruptor

    Kanye West, now 48, turned music and controversy into fashion power. Depending on sources, his net worth ranges from $400 million to $2.77 billion due to Yeezy and music ownership.

    Key Ventures & Potential Worth

    • Yeezy (Adidas/Gap/Nike): At peak, Yeezy partnership was valued at $1.5 billion; Kanye earned up to $220 million/year at its height.
    • Yeezy sole ownership as trademark: Recent 2025 valuations place the brand at $2.7 billion (disputed).
    • GOOD Music label: Drives royalty income in the millions.
    • Real Estate/Art Portfolio: Valued in the tens of millions.

    Berner: Cannabis Kingpin and Streetwear Innovator

    At 41, Berner channeled Bay Area hustle into the Cookies brand, worth at least $150 million and helping make his personal net worth $100M+.

    Key Ventures & Potential Worth

    • Cookies (Cannabis): Multi-state, multi-country retail and cultivation, valued $150 million+.
    • Cookies Clothing: A top streetwear brand, part of the parent’s eight-figure annual revenue.
    • Multiple licensing deals for merchandise and cannabis products.

    Master P: The Southern Mogul of Independence

    Master P, 54, built No Limit Records into an entrepreneurial machine. Estimated net worth: $205 million.

    Key Ventures & Potential Worth

    • No Limit Records: Label and independent catalog worth tens of millions.
    • Rap Snacks, Uncle P’s: Unequaled success in hip-hop food brands.
    • Real estate holdings: Estimated in tens of millions.
    • Clothing, sports deals, and consulting companies with seven-figure revenues.

    Eminem: Shady Records and the Detroit Dynasty

    Detroit’s Eminem, 52, stacked a fortune of $250 million across music, business, and media.

    Key Ventures & Potential Worth

    • Shady Records: Label responsible for platinum acts, valued $10-40 million range.
    • Music catalogue rights: Annual income estimated at $15-20 million.
    • Mom’s Spaghetti restaurant: Popular local chain.
    • Investments in media/film add to yearly income.

    Snoop Dogg: Pop Culture Entrepreneur and Cannabis Icon

    At 53, Snoop Dogg combines old-school clout with new-wave investing. Net worth: $160 million.

    Key Ventures & Potential Worth

    • Doggystyle Records: $10 million estimate, legacy brand.
    • Casa Verde Capital, Leafs by Snoop: Cannabis holdings believed to be worth $25-50 million.
    • Media, gaming, pets: Licensing and endorsements in the millions.

    Pharrell Williams: Style Maker and Multimedia Pioneer

    Pharrell, 52, molded music, fashion, and media into a $250 million empire.

    Key Ventures & Potential Worth

    • Billionaire Boys Club, Ice Cream: Combined streetwear and retail valued at $50 million+.
    • I Am Other: Multimedia platform generating $10-30 million/year.

    Chamillionaire: From Hitmaker to Tech Venture Capitalist

    Chamillionaire, 45, turned music fame into tech gold with a net worth of $50 million.

    Key Ventures & Potential Worth

    • Maker Studios: Acquired by Disney for $500 million (holdings netted him millions).
    • Cruise Automation: Sold to GM for $1 billion, led to seven-figure payout.
    • Apps/tech startup equity, venture capital, and entertainment.

    Nas: Lyricist Turned Silicon Valley Power Player

    Nas, 51, has become a multi-industry player with estimated $70 million net worth.

    Key Ventures & Potential Worth

    • Queensbridge Venture Partners: Early investor in Dropbox, Coinbase, Lyft—valued at tens of millions in stock.
    • Mass Appeal (media): $20 million range.
    • Sweet Chick restaurants: Successful NYC chain worth several million.

  • Biz Tipper Mid-Week Deals for Our Readers

    Biz Tipper Newsletter

    Biz Tipper Mid-week Deals for Our Readers

    Don’t Be Greedy.. forward this email to a friend

    These are affiliate ads we make a small profit when you buy which helps us drive our value direct to consumers

  • Kevin’s Eleven: Eleven Ways to Learn ChatGPT Fast!

    Kevin’s Eleven: Eleven Ways to Learn ChatGPT Fast!

    Start with the free version — just sniff it out first

    Don’t overthink it. Create a free ChatGPT account and spend 30 minutes a day just asking questions about your business. No pressure. No tech jargon. Just a conversation. You’re not building a robot army. You’re kicking the tires.

    Ask it to treat you like a toddler (because toddlers are smart these days)

    • “Explain how I can use AI in my bakery like I’m a beginner.”
    • “How can AI help me schedule my team better?”
    • “What’s a simple marketing plan for a salon?”

    Start with real prompts for real tasks

    • “Write a professional email to a customer who missed their appointment.”
    • “Create a social media post about our new fall drink.”
    • “Summarize this long-ass email from my supplier.”
    • “Give me 10 promotion ideas for Small Business Saturday.”
    • “Help me respond to this customer complaint without sounding petty.”

    Need ideas? Steal these to get started

    Customer Support & Emails

    • Thank-you email to a returning customer
    • Response to a negative review
    • Follow-up to a ghosted lead
    • “No” to a discount request without sounding cheap
    • Return policy in plain English

    Marketing & Promotion

    • Instagram caption for a weekend sale
    • Short bio for your business page
    • Text about your loyalty program
    • 5 TikTok ideas that don’t make you cringe
    • Newsletter for your September events

    Business Operations

    • Supplier contract summary (just paste it in)
    • Job posting for a part-time assistant
    • Checklist for opening the store
    • Invoice reminder that’s polite but firm
    • Quick onboarding doc for new hires

    Copy → Paste → Tweak. You just bought yourself some peace of mind.

  • Kevin’s Eleven: Eleven Ways to Do Business in 2025/2026

    Kevin’s Eleven: Eleven Ways to Do Business in 2025/2026

    Over the years, I’ve made a lot of great decisions and a lot of bad decisions. After my mom passed this summer, a sleeping giant in me came to life that will not allow even a hint of anything that smells like bullshit to get anywhere near me in business or my personal life. My passion at this moment is the same as it has always been, but with razor-sharp intentions. It’s OK to be a little selfish—you BETTER be a little selfish—because you will get used and taken advantage of otherwise. Here are 11 valuable insights I want to offer you that it really took me 30 solid years to learn the hard way.

    1. Be thoughtful about sharing your income. It can shift dynamics in ways that don’t serve anyone well – creating pressure or changing how people relate to you. Let your work speak for itself.

    2. When you share your success, expect people to be curious about shortcuts rather than the full journey. Most won’t ask about the late nights, sacrifices, or learning curve – they’ll focus on the outcome. This is natural, but be prepared for it.

    3. Listen more than you speak. You’ll learn more, build stronger connections, and people are naturally drawn to those who make them feel heard. Confidence paired with genuine curiosity is magnetic.

    4. Step outside your comfort zone regularly. Growth happens when you challenge yourself with new experiences and environments.

    5. Invest in relationships over possessions. Quality connections with family and friends create lasting fulfillment that material things simply can’t match.

    6. Recognize your true supporters. Clients who consistently choose to work with you, especially when they have many options, are showing real faith in your value. Nurture those relationships.

    7. Build a business people seek out. When customers come to you first, you’re in a position of strength and can focus on serving those who truly value what you offer.

    8. Price with confidence. Underpricing often signals lower quality and can attract customers who don’t value your work. It’s better to work with fewer clients who appreciate your worth.

    9. Curate your professional network thoughtfully. Focus your energy on relationships that are mutually supportive and aligned with your goals.

    10. Approach opportunities strategically. Consider how commitments align with your business objectives and personal values.

    11. Maintain healthy boundaries. Professional relationships work best when there are clear expectations about what’s included in your working relationship.Just because someone is spending money with you does not give them carte Blanch to your personal life, let them know what you will and will not discuss.

    BONUS: Consider getting a dog, if you are single. Consider getting a dog, if you are in a relationship too. Dogs reduce stress by providing unconditional companionship. All you have to do is feed them and grab a handful of their sh&t when you walk them. This is also the precise time when someone will be walking by and will give you that look.. just say hello and then say “but isn’t this what we do for some humans anyway” (lol)

  • Have You Heard About High Interest Savings Accounts?

    Have You Heard About High Interest Savings Accounts?

    What if you have $10,000 sitting in a traditional bank account?

    You’re throwing money out the window. Here’s why:

    Most commercial banks are still offering 0.01% interest on savings accounts. That means your $10,000 earns you $1… a year. One. Dollar. That’s not even a cup of gas station coffee.

    Now compare that to a high-yield savings account. As of now, many online banks are offering 4% to 5% APY. That same $10,000 would earn you $400 to $500 in interest in a year. No extra work. No risk. No crypto nonsense. Just better banking.

    Here’s the math:

    • Traditional savings: $10,000 × 0.01% = $1/year
    • High-yield savings (at 5%): $10,000 × 5% = $500/year

    That’s the difference between throwing your cash in a shoebox versus letting it buy your groceries, pay a bill, or cover part of your rent—without touching the principal.

    There are no fees, no complicated setups, and most of these high-yield accounts are FDIC insured, just like the big-name banks. Just no overhead, no cheap mints and no fake smiles or asking “How’s your day today?” The only thing you’re missing is the marketing hype—and the loss of potential income. KEEP YOUR MONEY.. and earn more with it (Nerdwallet)

    This isn’t about chasing rates. It’s about not being lazy with your money.

    $500 a year is $500 more than you’re getting now. That’s not passive income. That’s passive sense.

    If your money’s not working for you… who is it working for?