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  • John Deere Ftc Settlement Gives Small Businesses Right to Repair Equipment

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    John Deere just lost its grip on who can fix its equipment, and that’s a massive win for small business owners who rely on their machines to stay profitable. The Federal Trade Commission (FTC) and five states secured a settlement this week that forces Deere to let farmers and independent repair shops fix their own equipment instead of being forced to use only authorized dealers [1][2]. This means you can finally choose who repairs your stuff—whether that’s yourself, a local independent shop, or a dealership—without Deere blocking your access to the tools you need [1].

    What the Settlement Actually Requires

    Deere must now provide farmers and independent repair providers the same diagnostic and repair resources it gives to its authorized dealers for the next 10 years [3]. Specifically, Deere has to make available software capabilities for reading and clearing electronic fault codes, reprogramming electronic components, restarting machines after emissions-related shutdowns (often called “limp mode”), and accessing technical manuals and troubleshooting solutions [3]. The company also must share any future repair resources once more than 50% of its authorized dealer network has access to them [3].

    Deere will pay $1 million collectively to the five states for antitrust enforcement costs and will face strict compliance oversight for 10 years [1][4]. The FTC and plaintiff states will supervise Deere’s compliance, and the order can be extended if Deere violates its terms [3][5].

    Why This Matters for Your Business

    This settlement is a huge win for small businesses who rely on John Deere products because it levels the playing field and lowers repair costs [1]. Independent repair shops can now compete with dealers by accessing the same critical data and tools, which increases market competition and improves repair quality for everyone [1]. Deere dealers are also instructed to promote these repair resources and cannot discriminate or retaliate against farmers or independent shops who choose to use them instead of dealer services [3].

    What You Can Do Right Now

    If you own John Deere equipment, start contacting your local independent repair shops to see if they’re ready to use Deere’s newly available tools [1]. Check with your equipment owner group or local farming association to confirm when Deere will begin distributing these resources to independent providers [3]. Watch for official notices from Deere about the stipulated order and the availability of its repair resources, which the company must provide to the public and its customers [3].

    Keep this momentum going by supporting lawmakers who push for similar right-to-repair laws in auto and electronics sectors, as NFIB is already advocating for the REPAIR Act to guarantee access to vehicle repair data for independent auto shops [1].

    Have a business tip or success story? Contact [email protected]

  • John Deere $99m Settlement Opens Repair Access for Kansas Small Businesses

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    John Deere just agreed to a $99 million settlement that forces the company to share diagnostic tools and repair software with independent shops, a massive win for Kansas small business owners who rely on this equipment to keep their operations running. This isn’t just about farmers fixing tractors; it’s about leveling the playing field for any Black entrepreneur or local mechanic who was previously forced to pay Deere’s authorized dealers for every single repair.

    Why This Settlement Changes the Game for Independent Shops

    The Federal Trade Commission (FTC) secured this antitrust deal to stop John Deere from monopolizing equipment repairs. Under the new order, Deere must make diagnostic and repair tools available to equipment owners and independent repair shops, not just its own network of authorized dealers [1]. This directly addresses the complaint that the company restricted access to tools, raised costs, and created a monopolistic system that hurt small farms and local businesses [2].

    For your business, this means you can now handle maintenance on your own or rely on a local multi-brand specialist instead of waiting for a big account to get “white-glove treatment” [2]. The settlement also prevents Deere dealers from retaliating against owners or shops who choose to fix their own equipment instead of paying for Deere’s expensive services [1].

    What Kansas Lawmakers Must Do Next

    NFIB State Director Dan Murray called this a “huge win” for farmers and independent repair shops, but he warned that momentum must continue [1]. Murray stated that Kansas lawmakers now have a clear opportunity to compel manufacturers to share the critical data and tools that small business repair shops need to lower costs and compete [1].

    The goal is to bring the same access currently granted to farmers to independent auto and electronic repair shops across the state [1]. NFIB will continue working to advance these Right to Repair protections specifically for Kansas small business owners [1]. Without state-level legislation, manufacturers might still withhold the data needed for other types of equipment, leaving auto and electronics repair shops at a disadvantage.

    Immediate Steps for Your Business

    If you own John Deere equipment, you now have the legal right to fix it yourself or hire an independent mechanic without fear of dealer retaliation [1]. Deere must provide these repair resources for at least the next 10 years under strict compliance oversight [1].

    Watch for new legislation in the Kansas statehouse that mirrors this federal momentum. If your business relies on heavy machinery, start training your staff or partnering with local independent shops now to take advantage of these new tools before the next harvest or busy season. This settlement proves that when small businesses push for access, they can force giants to open their doors.

    Have a business tip or success story? Contact [email protected]

  • 10-step Seo System for Black Entrepreneurs to Grow Organic Traffic

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    Most Black founders waste money on SEO tools because they skip the right sequence. Success depends on doing research, optimization, content creation, and measurement in the correct order, not on buying expensive software. You can build sustainable organic growth for your small business using this free, 10-step framework before hiring an agency [1].

    Start With Niche and Customer Language First

    Don’t type a seed keyword until you define what your business actually has the right to win on. A skincare brand selling to dermatologists shouldn’t try to rank for “best moisturizer,” and a SaaS for restaurant owners shouldn’t compete on “small business software” [1]. Write down three or four sub-categories your business owns and sanity-check them against Google’s first page. If major publications dominate, narrow your niche further [1].

    Next, build a seed keyword list before opening any tool. Spend 30 minutes writing down every phrase your customers use to describe their problem in their own words. Look at inbound emails, sales call transcripts, and product reviews because customer vocabulary ranks, not your internal jargon [1]. Once you have 30 to 50 seed terms, use tools like Ahrefs or Google Keyword Planner only to expand what you already know [1].

    Match Intent and Fix Technical Errors Before Writing

    Layer in specialty keyword types most competitors miss, such as geographic, seasonal, question-format, comparison, and “alternative-to” keywords. These map to different buying journey stages and are usually less competitive than obvious head terms [1]. Tag every keyword by search intent—informational, navigational, transactional, or commercial investigation—before writing a single word. If page one is full of blog posts, the intent is informational; if it’s product pages, it’s transactional. Mismatched intent is the single most common reason good content fails to rank [1].

    Finally, fix your technical foundation before publishing anything new. Run your site through a free Screaming Frog crawl and Google’s PageSpeed Insights to find crawl errors, broken internal links, slow mobile speed, and redirect chains [1]. Most founders fail because they write content before researching keywords or build links before fixing errors. Run this entire sequence yourself for the cost of two free tools and a few weekends [1].

    Start by defining your niche and listing customer phrases today. Then tag your keywords by intent and audit your site’s technical health before creating new pages. This sequence ensures your content ranks and moves your business forward.

    Have a business tip or success story? Contact [email protected]

  • Non-coders Build 6-figure Businesses With $4.7b Vibe Coding Boom

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    You don’t need to know a single line of code to launch a profitable one-person business today. A new wave called vibe coding is letting entrepreneurs describe what they want in plain English while AI writes the code, and 63% of the people building real businesses with it have never coded before[1].

    What Vibe Coding Actually Means for Your Business

    Andrej Karpathy, an OpenAI co-founder, coined “vibe coding” in early 2025 to describe this shift: you speak your idea, AI generates the software, and you refine it through conversation instead of syntax[1]. This isn’t a niche experiment. Startup Fortune reports it’s now a $4.7 billion market growing 38% annually, with non-developers dominating the user base[1].

    The impact on small business formation is real. Axios found Americans are starting one-person businesses 20% faster than last year, while startups planning to hire employees have stayed flat—a shift tied directly to autonomous coding tools[1]. Intuit’s 2026 AI Impact Report, based on 34,000+ SMB owners, shows 43% of AI-using businesses increased revenue, compared to just 2% that saw revenue drop[1].

    Solo Founders Are Selling Companies for Millions

    The speed advantage is what’s changing the game. One solo founder built a $401 million business in year one with just $20K in funding and his brother as the only employee[1]. Another, Billy Howell, charges $750 to $2,500 per app with no coding background[1]. The creator behind BridgeMind made $42,630 in 142 days by building live on YouTube[1]. KEV hit $100,000+ in revenue and 67,000 users across four apps[1].

    These founders didn’t wait to feel “technical enough.” They used AI to collapse the reaction time that once gave bigger competitors the advantage[1].

    What You Can Do This Week

    You can reverse-engineer their moves using Perplexity Computer prompts that turn months of trial and error into a single afternoon of work[1]. The four key moves any non-coder can use include:

    – Describing your idea in plain English

    – Letting AI write the code

    – Refining through conversation

    – Using specific prompts to replicate solo founders’ strategies[1]

    Download the free AI Success Kit now—it includes a free chapter from The Wolf Is at the Door, which explains how to survive and thrive in an AI-driven world[1]. The opportunity is in your hands, and you don’t need a seven-figure marketing budget to start.

    Have a business tip or success story? Contact [email protected]

  • Experience Over Age: the Real Trait Predicting Startup Success for Black Founders

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    If you think being young and fast is the only way to build a winning business, the data says you are wrong. The startups that actually scale and endure aren’t led by the fastest movers; they are led by founders who know how to turn hard-won experience into sharper judgment and discipline. For Black entrepreneurs building for their families and communities, this distinction is critical because your business needs to last, not just launch [1].

    Applied Experience Beats Age Every Time

    The stereotype of the young, first-time founder persists in startup culture, but the numbers point in a different direction. MIT notes that among firms in the top 1/10 of the top 1% in terms of growth, the average founder’s age is 45 [1]. More importantly, founders with prior industry and operational experience are significantly more likely to build high-growth companies. Young founders can succeed, but experience—whether from past startups, operating roles, or deep industry exposure—materially improves your odds. The strongest founding teams combine speed with judgment rather than relying on speed alone.

    Clarity and Pattern Recognition Are Your Hidden Speed

    In early-stage companies, the biggest risk is often distraction. With too many opportunities, teams spread themselves thin and lose momentum. Experience sharpens prioritization. Leaders who have operated inside growing companies make clearer decisions about what not to do because they have seen how quickly focus drifts. If you are building a company, make trade-offs explicit: before adding a new initiative, decide what gets deprioritized.

    Startups pride themselves on moving quickly, but speed without pattern recognition leads to repeated mistakes like hiring the wrong leader or expanding too early. Experience allows you to recognize these patterns earlier. You can build this capability internally by capturing lessons in real time. After key decisions like hires or launches, document what worked and what did not to create institutional experience even as a young company.

    Discipline Turns Ideas Into Execution

    Flexibility is valuable early on, but inconsistency becomes a liability. Missed timelines and shifting priorities are rarely strategic failures; they are execution breakdowns. Experience introduces structure where it matters. Leaders who have scaled teams understand how to create operating rhythms that support execution without slowing the business down. Focus on stable weekly priorities, clear ownership, and consistent check-ins focused on outcomes. Discipline protects your agility. Every startup faces volatility, but experience adds context, allowing leaders to understand that progress is uneven and avoid overreacting to setbacks.

    Have a business tip or success story? Contact [email protected]

  • Stop Exhausting Your Business by Dropping Code-switching at Work

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    If you feel drained after every workday, you aren’t just doing your job—you’re also managing everyone else’s comfort with your identity. For Black entrepreneurs and small business owners, this invisible labor of code-switching—adjusting how you speak, dress, or react to fit workplace norms—steals energy you need to grow your business. The best version of your professional self isn’t a carefully edited copy; it’s your authentic voice, unfiltered and empowered.

    Conduct an Authenticity Audit to Save Your Energy

    Before you throw out every workplace rule, figure out which adjustments help you grow and which ones suck the life out of your soul. Ask yourself: Are you changing your behavior because it’s professionally appropriate, or because you’re afraid people won’t accept the real you? Which parts of your personality disappear when you walk into work?

    Not every adjustment is code-switching. Learning workplace norms is part of professional development. But constantly filtering your flavor—your personality, culture, humor, or communication style—becomes emotionally expensive. If maintaining a behavior leaves you exhausted rather than empowered, it’s likely helping others feel comfortable, not serving your career. Take time to marinate on whether that behavior is worth the cost to your mental health and business focus.

    Experiment With One Degree More You Daily

    You don’t have to wake up tomorrow and become a completely different person. Start by showing up as just a little more of yourself. This could mean speaking naturally instead of over-editing every sentence, sharing your perspective in meetings, wearing your hair authentically, or talking about your interests without filtering them for approval.

    Authenticity isn’t an on/off switch; it’s a dimmer. Turn it up gradually and observe what happens. You’ll likely find that people who value your contributions care far less about your performance of “professionalism” than you thought. The goal isn’t to swing from complete adaptation to complete rebellion. It’s learning the difference between professionalism and performing a version of you that leaves you exhausted.

    Build a Personal Board of Directors for Support

    No one, especially as an intern or early-career founder, should navigate workplace identity challenges alone. Find your people who can help you separate real feedback from perceived pressure. This could be a trusted manager, a mentor, a former intern, an employee resource group leader, or someone who has successfully navigated the culture before you.

    When you’re constantly questioning whether you’re “too much” or “not enough,” this outside perspective becomes invaluable. Your board can remind you that belonging shouldn’t require becoming unrecognizable to yourself. Seek mentors who appreciate your authenticity, not just your adaptability. Ask yourself: Are you building a career that requires you to leave parts of you behind? The answer defines your long-term success.

    Have a business tip or success story? Contact [email protected]

  • Meta’s New Muse Image Lets Ai Use Your Public Instagram Photos Without Consent

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    Meta launched a new AI tool called Muse Image on July 7, and it automatically uses photos from your public Instagram account to generate AI content unless you manually opt out. This is not a distant tech issue; it is a direct threat to your brand identity and business likeness. If you run a business with a public profile, your photos, posts, and Reels are now part of Meta’s AI training pool by default.

    Your Brand Likeness Is Now Default AI Data

    Muse Image allows users to create AI-generated images by typing prompts that include an @mention of a public Instagram account. When you are mentioned, the system pulls your publicly available profile photos, posts, and Reels to build new visuals [1][2]. Meta Chief AI Officer Alexandr Wang explicitly encouraged this behavior, telling users to “pull from your friends’ public Instagram profiles by @ mentioning them in your prompt” [1].

    The most dangerous part for entrepreneurs is the default enrollment. Adults with public accounts are automatically eligible to have their images used for AI generation. You are not asked to agree; you are simply enrolled [1]. Meta states this feature does not apply to private accounts or users under 18, but if your business account is public, you must take action to stop it [1]. Furthermore, Meta’s help documentation confirms you receive no notification when someone generates an image using your profile, and opting out later does not remove images that have already been created [1].

    How to Protect Your Business Account Immediately

    You cannot wait for Meta to change its policy. You must disable the setting in your Instagram app right now to stop future AI usage.

    1. Open the Instagram app on your phone and go to your Profile.

    2. Tap the menu button in the top-right corner.

    3. Select Sharing and Reuse.

    4. Scroll down to the section labeled “Allow people to reuse your content on Instagram and with AI features at Meta”.

    5. You will see two toggles: Posts and Reels.

    6. Turn both off if you do not want Meta’s AI tools to use your content for Muse Image [1][2].

    Note that changing this setting only affects future AI-generated content; it does not delete images already made [2].

    What This Means for Your Business Strategy

    Muse Image is available across the Meta AI app, Instagram, and WhatsApp, with plans to integrate into Facebook and Messenger soon [1]. Meta has added safeguards like a “Content Seal” digital watermark to identify synthetic content and restrictions on generating sexual content or images of minors [1]. However, these safeguards do not prevent your business logo or likeness from being repurposed in marketing materials you never approved.

    If you rely on Instagram for customer trust, your visual identity is now vulnerable to unauthorized AI replication. Switch your account to private if you want absolute protection, or strictly follow the opt-out steps above to maintain a public presence while protecting your data. Watch for updates as Meta expands these tools to advertisers through Advantage+ creative, which could mean your brand assets are used in paid ads without your consent [4][7].

    Have a business tip or success story? Contact [email protected]

  • Robinhood’s Recession: Why “Winter is Coming” For This

    Robinhood’s Recession: Why “Winter is Coming” For This Multimillion-Dollar Crypto Platform

    Robinhood's Recession: Why "Winter is Coming" For This Multimillion-Dollar Crypto Platform

    One thing to know about Robinhood’s Recession is that it’s not new. This x year old crypto platform has been in shambles for the past x years. However, it is only apparent now to major society, due to….

    Read below to learn more about this crypto declining trajectory.

    3. https://www.youtube.com/watch?v=YcBgv7fGy0s

  • Signs is time to leave your business

    Signs is time to leave your business

    It’s not fun anymore

    When I first started my business I remember being so nervous I couldn’t sleep at night I will get up in the middle of the night thinking about all the ideas that I had to take a visit to the next level it is truly like giving birth to a child that belongs to you you’re in total control of how you raise it and what you do to support it and that is not always an easy task but it is extremely rewarding of course having a business is awful like ring Marriette you have the following LaFave the honeymoon phase then in the falling out of love face and then you’re sleeping in separate bedrooms.

    You don’t want to get to the point where you’re sleeping separate bedrooms if you’re not getting up anymore having the joy that you want pad to run your business seriously time to consider doing something else

    Your industry has drastically changed

    Sometimes your industry can change on you and go a completely different route if you’re doing magazines perhaps everything is online now or it’s going to social media at which point what you would do we’re doing before we make it a relevant you don’t want to be the old man in the room and be a relevant it is never possible to recapture the glory that you want to head it’s always best instead of building a new room to build a new house I’ve seen it happen with even people in their 60s and 70s they’ve created a brand new business and prosper even more don’t continue to beat a dead horse 1/5 dead bury it and then move on and start something new

    You’re no longer interested

    Sometimes it has nothing to do with relevant you just may be no longer interested in doing the business it doesn’t bring you joy it doesn’t make you happy and you’re not getting anything out of it that’s very possible especially considering how long you may have been doing it adhere to that and take note and make plans otherwise if it’s no longer interesting to you eventually will be no longer interesting to your customers they will smell it and sent it that you’re just doing it on a wing and a fly and that will make you a relevant quickly

    There’s something else you wanna do

    There’s nothing wrong with putting your business up for sale especially if there’s something else that you want to do but make plans for your previous business don’t just give it up there may be a greater benefit and doing something different. Just because there’s something else you wanna do it doesn’t mean you should just quit your previous business it means you need to set it up for excessive or for it’s the next phase that could be passive income for you especially if you set it up to be that way as I have with my other businesses

    You’re not making an income anymore

    This would be a top reason we’re starting another business a walking away from your previous business why would you continue to do something that’s not gunnering any income for you that is a waste of time and money that you don’t have you’ll go through your savings very quickly if you’re not making any money that is a sure assigned it is time to do something else

    There’s no room to grow

    You may be bored out of your mind and there’s no room to grow when you’re not challenging me more this is another good reason to walk away nothing nothings going to change overnight and you don’t wanna waste your time thinking that something will change is gambling just like playing in stock but it’s constantly Gwendolyn at some point you need to sell the stock I keep moving

    You’re exhausted

    Sometimes you’re just tired and you’re exhausted and all the things imagine above may be and to play you’re not having fun with it you’re bored with it it’s not challenging your industry has changed and you tried everything you could try and nothing‘s working all this is a good reason to start a new business or to walk away from your previous business I try to look at it and start a new business because once you experience that high you want to experience it a few more times is not something you want to give up easily

    What you do is no longer relevant

    If everything aspect of your business that is no longer relevant take heed and understand that can have long-term effects to your entire business you may need to stop doing that aspect and growing another direction you can ask your clients what their needs are and know if the services you’re offering are dated or not worthy of them spending money your clients are very good leave it’s a keeping you posted on how well you’re doing and how relevant they see you are

  • Real Estate Investment Strategies for Different Stages of

    Real Estate Investment Strategies for Different Stages of

    You might receive different advice from other investors, such as via social media or the internet about investing in real property. While some sources claim to be the best, there are many strategies that work for real estate investing. There is no one strategy that works best for all landlords. Your real estate investing strategy should reflect you personal long-term goals and your current financial situation.

    Your investment strategy can and should change to meet your changing needs. Your rental success is not tied to one strategy. It’s about the skills and tactics you have learned, as well as your ability to switch between strategies when necessary.

    Here are six amazing real estate investing strategies that you can use at different points in your investment career.

    1. House hacking

    House hacking – This is a popular investment strategy that allows you to buy a property and live in one half while renting the other. You can reduce your monthly mortgage payments by renting out the rental income.

    This strategy is great for duplexes or other multiplexes, as you can keep a clear separation between your spaces and that of your tenant. Some investors rent out a bedroom or basement from their single-family house (SFH).

    House hacking is a popular and well-known strategy to invest in real estate. It’s a great way to make the transition to investing in real estate for new landlords. You can learn how to manage your bedroom or rented unit with property manager software. Software allows you to track your income and expenses as you start your business. House hacking also allows you to obtain a residential mortgage, as you will be living on the property.

    This strategy is long-term and aims to allow you to leave the property and make it a rental.

    2. BRRRR deal

    Brandon Turner, Bigger pockets, has made BRRRR investing a popular strategy. BRRRR is for buy, rehab rent, refinance, and repeat.

    • Purchase: A property below-market value.
    • Rehabilitation: Improve the property and add value.
    • Rent: Rent the property to pay the mortgage.
    • Refinance Get your property appraised, then cash-out refinance to get a favorable mortgage.
    • Continue: You can use the capital that you have repaid from the deal to purchase more properties.

    BRRRR is a way to capitalize on property that others might have missed due to its low value or lack of potential.

    The BRRRR strategy allows you to target properties that make good investments, even if they need some work. You should focus on improving the value of your property by installing hardwood flooring, remodeling bathrooms and adding bedrooms. These improvements will increase the value of your property and allow you to secure additional funds for investment.

    3. Wholesaling/driving to make dollars

    Wholesaling has been a popular strategy for investors looking to take advantage of great deals. This strategy involves finding a property that is a good deal and facilitating a sale between buyer and seller. The buyer then pays the seller the difference.

    This strategy is only possible if you are aware of the current market. Popular listing sites such as the Multiple Listing Service (MLS), or a strategy called “driving to dollars” can be used. This involves searching for promising properties in your neighborhood.

    Wholesaling requires strong sales and marketing skills. Wholesaling may not be the right choice for you if you don’t possess this skill set or don’t want work to get it.

    4. Flipping properties

    Flipping properties is similar to BRRRR, in that you purchase, renovate, and improve a property. The ultimate goal of house flipping is to sell the property and not rent it out.

    It is best to renovate your house and flip it as soon as you can. You will have to make more mortgage payments if you wait for your property to sell. House flipping is similar to BRRRR. It works best for properties that are below market value and easy to improve. These improvements can dramatically increase the property’s worth and result in quick turnovers.

    This strategy has one drawback: you will have higher capital gains taxes due to the fact that you sold the property quickly. To successfully flip a house, you will need to have help. You’ll need to hire a team of builders or renovators as well as access to high-quality materials for a low price.

    5. Syndications

    Syndication is often viewed as a passive strategy for real estate investing. With careful decision-making, and an active watch on the process, however, syndication can yield great results. The syndication strategy aims to pool funds with other accredited investors in order to purchase real estate.

    This is how it works: You pay syndicators for the management of most deals and then you receive the profit. Syndication can either be private or public. Private syndication can be managed by investors, but public syndication is typically done through a marketplace.

    Crowdfunding refers to a particular type of syndication investment that includes both accredited and unaccredited investors who profit from the deals. Crowdfunding allows you to work with more investors. It won’t require you to contribute as much capital as traditional syndication, which is typically between $50-$1,000.

    You should be careful about who you collaborate with if you decide to syndicate. Even if you don’t have as much initial investment, you want to make sure your investments are in good hands.

    6. Live-in-then-rent

    This is a modified version of house flipping. Your property is a SFH (usually), which you live in at first and then rent out as a rental. You don’t live in your property while you rent it. This is the main difference between house hacking and live-in-then rented. These are actually two distinct phases.

    If you don’t want your renters to be living with you, but still want to invest in real estate on your budget, then live-in-then-rent can be a great option.

    It can be difficult to find a strategy that suits your needs with so many options for real estate investing. You can still cultivate your realty business by tailoring your investing strategy to meet your specific goals.

    Source: Entrepreneur – https://www.entrepreneur.com/starting-a-business/6-effective-real-estate-investment-strategies/439883