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  • How to be a Smart Panhandler

    Please Banerghatta National Park
    Please Banerghatta National Park

    During a recent trip, I was helping a relative who is in need get a bus pass. It’s been many years since I’ve had to get a bus pass myself so I was not familiar with the process.

    While we were standing there, I was completely unaware that we were being watched. I was explaining to my relative that I didn’t really know what I was doing. The cost of the bus pass was $25, all I had was a $20 bill and a $10. I put both bills in and change came out not in bills but in actual coins. I asked my relative”What the hell is this”? He explained to me that it was dollar bills in the form of coins.  We got a slight laugh and started to collect the coins. Before I could turn around, a man came up to me from nowhere and asked if I had any change to spare.

    I was completely caught off guard,  I could not use my usual excuses about not having change. It was obvious that he saw me put money in machine and he saw the change returned. This was an awkward circumstance for me. There was a part of me that felt like I was being stalked and used and another part that gave me yet another perspective on business.  I was not impressed with his tactics when I thought of it in the business realm, and it was not a win/win situation. My entire job was to give him money and help him. Do you look at your clients like this? Are you just looking for money to pay your bills or are you thinking of a benefit for them too?

    When we think about business, it is always a good idea first and foremost to utilize our passion then find a hole then fill it. Something that OTHERS need and that we can provide not the other way around something that WE need and THEY can provide. We are in business to serve a porpose, not ourselves. If you are in business to serve yourself you will have the neverending job of seeking out new clients because the old ones will not return. What’s the possibility that I will go back to the bus station and look for that man to give him more spare change? It’s not going to happen but this is what long-term success is based on. This panhandler had a great idea. He saw an opportunity and seized it.  I was being watched and didn’t know it and he was watching for an opportunity. He may have heard excuses time and again,”I don’t have any change” and here he found a way to shut that down before asking for money. I still could have said no, but being the giving person that I am, I gave him a couple of dollars anyway.

    What’s the lesson in all of this? Make sure you bring something to the table, and not just come to eat. The goal is repeat clients who love your business so much they come to YOU.

  • Overcoming Paralysis: Business Strategies for 2025

    Overcoming Paralysis: Business Strategies for 2025

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    Updated for 2025: Practical AI & Business Moves

    Ever get that sinking feeling that disaster is barreling down the tracks and you’re just frozen there, helpless? Yeah, I’ve been there. Life and business constantly throw us warning signs, but the real question is: do we act before the train hits or do we stay paralyzed, waiting for the inevitable?

    A friend recently told me she’s moving back to a city she left seven months ago, hoping to salvage her life and career. No grand plan, just reacting to circumstances she didn’t see coming. She’s caught in that classic trap many entrepreneurs face—clinging to a past version of success that’s vanished, especially in industries like music where AI and automation have radically reshaped the landscape. She won’t admit it, but the game has changed, and she’s standing still on the tracks.

    Not everyone has the grit or stamina to pivot, especially in the creator economy where side hustles and AI tools can either be lifelines or distractions. I tell people all the time: take any job to keep cash flowing—clean toilets, deliver groceries, whatever it takes. Survival is the baseline. But she’s struggling, paralyzed by fear and uncertainty. With a kid to support and no steady income for nearly two years, she finally applied for welfare last week. Her ex is unemployed too. The warning signs were there, flashing bright, but she hesitated.

    Here’s what I know after years in business: motivation has to come from within. The hustle never stops. You need a product or service that’s not just good but undeniable—something AI can’t easily replicate or automate away. And you can’t be a one-trick pony anymore. If I weren’t a black entrepreneur right now, I’d still be doing something, anything. Giving up or waiting for the “slow times” to pass is a luxury no one can afford. Turn off the nightly news and ditch the “everyone’s hurting” excuse. Newsflash: not everyone is hurting. There’s opportunity in that disparity.

    I just had a killer week—unexpected clients, new projects, the kind of momentum that feels like a shot of adrenaline. Don’t beat yourself up if things aren’t working. Try something different. Experiment with AI tools that can automate tedious tasks or help you create content faster. Explore niches others overlook. If you feel truly stuck, it might be time for a drastic change: a new city, a new career path, or cutting out the toxic stressors dragging you down.

    Business in 2025 isn’t just about grit; it’s about adaptability. The market moves fast, tech evolves faster, and the creator economy rewards those who innovate relentlessly. So, get off those tracks before the train hits. Your future self will thank you.

    Good luck,
    Kevin